Pricing

Simple, honest pricing.

Free for students. Pro for power users. No hidden fees, no growth-hack dark patterns.

Pricing

Free for students. Always.

Pro tier exists for power users. The free tier covers 95% of student needs.

Free

Everything a student actually needs. No card required.

₹0/mo

Forever free for students

Start Free
  • Unlimited expense logging
  • 16 achievement badges + streaks
  • Smart budget alerts (70% / 90%)
  • Monthly trends & category insights
  • AI Coach (50 messages / month)
  • Predictive forecasting
  • Anomaly detection
Most Popular

Pro

Full AI suite for serious savers.

₹79/mo

₹99 save 20%

Get Pro
  • Everything in Free
  • Unlimited AI Coach
  • Predictive monthly forecasts
  • Z-score anomaly detection
  • Merchant-level analytics
  • Export to CSV / Excel
  • Priority support

Campus

For student clubs, hostels & shared budgets.

₹39/mo

₹49 save 20%

Start Group
  • Everything in Pro
  • Up to 8 group members
  • Shared expense tracking
  • Settle-up suggestions
  • Group challenges & leaderboard
  • Admin dashboard
  • Per-member privacy controls

All plans include encryption at rest, full data export, and one-tap account deletion.

Encrypted at rest

AES-256 encryption on every record. Your data is yours alone.

30-day money back

Try Pro risk-free. Full refund within 30 days, no questions.

Cancel anytime

No contracts, no annual lock-in. Stop whenever you want.

Built with students

Every feature shaped by feedback from 12,000+ Indian college students.

FAQ

Questions, answered.

Is SpendWise really free for students?+
Yes. The Free tier covers everything a typical college student needs — unlimited expense logging, alerts, badges, and basic AI. You only pay for Pro if you want predictive forecasting and unlimited AI Coach.
Do I need a credit card to sign up?+
No. Sign up with email + password and you're in instantly. We never ask for a card on the Free plan.
Can I cancel anytime?+
Anytime, one click in Settings. Your Pro subscription stops at the end of the current billing period and you keep access until then. Free tier always remains available.
Is my financial data secure?+
All data is encrypted at rest. We never link to your bank or scrape SMS. You stay in full control — export everything as CSV or delete your account whenever you want.
Does Campus plan work for hostels and clubs?+
Yes. Up to 8 members can share a Campus group with a shared budget, settle-up suggestions, and a per-member privacy toggle so individual logs stay private if you want.
What happens if I downgrade from Pro to Free?+
Nothing breaks. You keep all your historical data, badges, and streaks. Pro-only features (forecasts, anomaly detection) just become read-only until you upgrade again.
Free forever for students

Stop guessing.Start tracking.

Join 12,000+ students who turned their pocket money into a budget that actually works.

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