Features
Every tool you need to spend smarter.
Twelve focused features. Zero fluff. Built specifically for Indian college life.
What's inside
Everything you need to spend smarter
No fluff. Just the tools that actually help a college student stay on budget.
AI predicts your spending before it happens
Linear regression on your real data forecasts the month's total and flags categories trending over budget. Z-score anomaly detection surfaces unusual spikes.
XP, streaks & 16 badges
Level up from Broke Freshman to Wealth Architect.
Smart budget alerts
Notifications at 70% and 90% of your monthly limit.
Deep analytics
Donut charts, monthly trends, daily heatmaps, and merchant breakdowns — all in one view.
AI Coach chat
Ask anything: "Where is my money going?" Get answers grounded in your data.
2-tap expense entry
Pick category, enter amount, done. Under 5 seconds, every time.
Your data, your call
No bank links, no SMS scraping. Encrypted at rest. Export or delete anytime.
Month-over-month
Compare any two months side-by-side. Spot patterns instantly.
AI & Intelligence
Linear regression forecasting
Trained on your last 3 months of data, predicts your end-of-month total per category with confidence intervals.
Z-score anomaly detection
Statistical outlier detection flags expenses that are unusual for your spending pattern, not just absolute amounts.
AI Coach (Gemini-powered)
Conversational assistant grounded in your real data. Ask 'where is my money going?' and get specific, actionable answers.
Tracking & Logging
Sub-5-second entry
Category → amount → payment mode → done. Optimized for one-handed phone entry while you're at the canteen.
5 payment modes
UPI, Cash, Card, Net Banking, Wallet — all tracked separately so you can see where your digital vs cash spending sits.
CSV import & export
Bulk-import past expenses from any spreadsheet. Export everything for taxes or your own records, anytime.
Analytics & Insights
Category donut breakdowns
See exactly what % of your spend goes to food, transport, shopping, bills — with merchant-level drill-downs.
Daily heatmap
Calendar view shows your spending intensity per day. Spot patterns like 'Friday nights cost me ₹800 every week'.
Month-over-month compare
Side-by-side comparison of any two months. See exactly which categories grew, shrank, or held steady.
Habits & Motivation
16 achievement badges
Unlock badges from First Step to Wealth Architect. Each badge represents a real milestone — not vanity counters.
Smart budget alerts
Push notifications at 70% and 90% of your monthly limit. Catch overspending before it becomes a problem.
Streaks & XP system
Daily logging streaks build a habit loop. Level up from Broke Freshman to Financial Legend over months of use.
How it works
From zero to budgeted in 4 steps
Sign up in seconds
Email + password. No OTP, no phone number, no nonsense. You're in instantly.
Log your first expense
Pick a category, type the amount, choose payment mode. Sub-5-second entry every time.
Let AI do the rest
ML predictions, smart alerts, weekly insights. The longer you use it, the smarter it gets.
Earn badges & save more
Streak rewards, level-ups, and achievement badges turn budgeting into a habit you actually keep.
Stop guessing.Start tracking.
Join 12,000+ students who turned their pocket money into a budget that actually works.